financing options

*Offer applies only to single-receipt qualifying purchases. No interest will be charged on the promo purchase if you pay the promo purchase amount in full within 12 Months. If you do not, interest will be charged on the promo purchase from the purchase date. Depending on purchase amount, promotion length and payment allocation, the required minimum monthly payments may or may not pay off purchase by end of promotional period. Regular account terms apply to non-promotional purchases and, after promotion ends, to promotional balance. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. Offer not available at all Empire Today service areas and subject to change.

**Offer applies only to single-receipt qualifying purchases. Interest will be charged on promo purchases from the purchase date at a reduced 9.99% APR, and fixed monthly payments are required equal to 2.536% of initial promo purchase amount until promo is paid in full. The fixed monthly payment will be rounded to the next highest whole dollar and may be higher than the minimum payment that would be required if the purchase was a non-promotional purchase. Regular account terms apply to non-promotional purchases. For new accounts: Purchase APR is 29.99%; Minimum Interest Charge is $2. Existing cardholders should see their credit card agreement for their applicable terms. Subject to credit approval. Offer not available at all Empire Today service areas and subject to change.

1 Making your minimum monthly payments should allow you to pay the amount financed shown in full within the Estimated Payoff Period assuming: (1) this amount is and will be the only balance on the account during the promotional period, AND (2) you make your monthly payment by the due date each month, AND (3) the amount financed is subject to the applicable financing promotional offer. The minimum monthly payment required will decline as the remaining balance declines. If you have any additional balances on your account, the monthly payments applicable to those balances increase your monthly payment and may impact how payments are applied to this promotional purchase.

2 The Optional Equal Monthly Payments shown in the table should allow you to pay the amount financed shown in full within the Estimated Payoff Period assuming: (a) this amount is and will be the only balance on the account during the promotional period, AND (b) you make the monthly payment shown by the due date each month AND (c) the Total Amount Financed is subject to the applicable financing promotional offer. The Optional Equal Monthly Payments shown in the table are equal to the Total Amount Financed divided by the number of months in the promotional period and are greater than the required minimum monthly payment that will be shown on your billing statement for this promotional purchase. If you have any additional balance on your account, even paying each Optional Equal Monthly Payment may not pay off the total amount financed within the promotional period, and interest may be charged to your account from the purchase date.

3 The fixed minimum monthly payments shown in the table should allow you to pay the amount financed shown in full within the Estimated Payoff Period assuming: (1) this amount is and will be the only balance on the account during the promotional period, AND (2) you make your monthly payment by the due date each month, AND (3) the amount financed is subject to the applicable financing promotional offer. If you have any additional balances on your account, the monthly payments applicable to those balances will be added to this payment and may impact how payments are applied to this promotional purchase.